Current News

Irph. The CJEC Advocate General presented his Opinion on 10 September 2019: he considers that the IRPH may be abusive because of a lack of transparency. Very good news for those affected.

30'30'+00:00 October'30'+00:00 2019

Conclusions of the CJEO Attorney General On September 10, 2019, those affected by an IRPH mortgage will set it on fire. The CJEO’s attorney general gave the reason to the thesis we advocate that the IRPH can be abusive because of a lack of transparency. Let us look at the main conclusions of Case C-125/18M…
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Entry into force of the new EU General Data Protection Regulation

23'23'+00:00 August'23'+00:00 2018

On 25 May 2018, the EU General Data Protection Regulation (GDPR) enters into force. LOAB ABOGADOS has already worked on reviewing and adapting its procedures to meet the new requirements introduced by the GDPR. You should too. Shall we help you? Which companies will be required to comply with the GDPR? This Regulation applies to…
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On March 9, the new law on public sector contracts came into force

23'23'+00:00 August'23'+00:00 2018

The new norm affects the proposals of companies in response to public administration tenders. The main novelties are: 1 Advertising, use of electronic media and transparency: The generalization of the use of electronic contracting, in all phases of the procedure, constitutes a positive advance, although its implementation is also a challenge, all the experts agree,…
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If you are a natural person, you can start the second chance process to cancel your debts

23'23'+00:00 August'23'+00:00 2018

LOAB ABOGADOS gives you the necessary support to start the second chance procedure to cancel your debts, if you do not have more assets to pay them. With the use of this procedural mechanism, you can even permanently cancel your debts. The second chance mechanism, which is contained in the Bankruptcy Law, provides that both…
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Rustic land for IBI purposes is non-sectorized developable land.

6'06'+00:00 November'06'+00:00 2017

Interesting favorable resolution obtained by LOAB Abogados by the Administrative Economic Court by which it recognizes that the new jurisprudential line of the Supreme Court interprets that to classify as urban, under the protection of the provisions of art. 7.2 b) of the Consolidated Text of the Real Estate Cadastre Law, real estate whose land…
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Canceled due to abusive IRPH clause

5'05'+00:00 November'05'+00:00 2017

LOAB Abogados obtains another favorable ruling condemning the bank to annul the variable interest clause with the IRPH index and replace it with the application of the EURIBOR reference index plus a differential index of 1%. Judgment 10.24.2017 … Judgment 24.10.2017

Judgment that analyzes the validity of verbal agreements.

2'02'+00:00 November'02'+00:00 2017

LOAB Abogados obtains a ruling favorable to the interests of its client, obtaining the renewal of a lease for five more years after having proven the existence of a valid verbal agreement using an audio recording as evidence. Judgment 27.6.2017

Canceled due to abusive interest clause with increasing quota.

2'02'+00:00 November'02'+00:00 2017

LOAB Abogados obtains another favorable ruling condemning the bank to annul the variable interest clause with increasing quota and replace it with the application of the EURIBOR benchmark index plus a differential index of 1%. Judgment 13.3.2017

LOAB PIONEER ABOGADOS (year 2012) in obtaining conviction with retroactive effects for annulment of "floor clause"

22'22'+00:00 December'22'+00:00 2016

European justice obliges banking to return everything charged for ‘floor clauses’ (21/12/2016). The EU Court rules against the Spanish financial system, which must return at least $4 billion paid for mortgages by 2013. Our firm pioneered a favourable judgment (year 2012) declaring the floor clause invalid and condemning the bank to the return of what…
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